The Literate Investor Limited is committed to handling personal information responsibly, transparently and in accordance with applicable UK data protection law.
This notice explains what personal information we may collect, why and how we use it, the organisations with which it may be shared, how long it is retained and the rights available to individuals.
The Literate Investor Limited
Registered in England and Wales
Company number: 17322486
Registered office: 11 Consort Close, Dukinfield, England, SK16 4XX
Privacy enquiries: hello@theliterateinvestor.co.uk
Website: theliterateinvestor.co.uk
Information we may collect
Depending on your interactions with TLI, we may process:
- Identity and professional details: name, job title, employer, role and organisation.
- Contact information: work email address, telephone number and other contact details provided to us.
- Research engagement records: professional correspondence, meeting records, manager interactions and due diligence information.
- Subscription details: information provided when joining TLI Adviser Briefings or other professional communications.
- Enquiry and commercial records: website messages, consultancy enquiries, licensing discussions, contracts and related communications.
- Technical information: IP addresses, browser and device information, website usage data and information collected through cookies or similar technologies, where applicable.
TLI does not intentionally seek special category personal information through general website forms. Please do not submit sensitive personal or financial information unless specifically requested through an appropriate secure process.
Where information comes from
Personal information may be received directly from individuals through website forms, subscriptions, correspondence, professional meetings and research engagement.
We may also receive relevant professional details from employers, colleagues, investment managers, professional networking services such as LinkedIn, publicly available business sources or other legitimate professional contacts.
Purposes and lawful bases
TLI uses personal information only where it has an appropriate lawful basis under UK data protection legislation. The basis depends on the particular activity.
Adviser briefings and communications
We may use contact details to deliver professional communications that an individual has requested, including TLI market briefings, live discussions and investment publications.
Lawful basis: Consent where an individual voluntarily subscribes and consent is the appropriate basis.
Subscribers may withdraw consent or unsubscribe at any time using the unsubscribe mechanism provided or by contacting TLI.
Research and professional engagement
We may use relevant professional information to arrange manager meetings, undertake investment research, conduct due diligence, maintain research records, correspond with investment professionals and develop legitimate professional relationships.
Lawful basis: Legitimate interests where appropriate, including conducting independent investment research, maintaining professional relationships and operating the business, subject to individuals’ rights and interests.
Enquiries and professional services
Information submitted to TLI may be used to respond to enquiries, discuss licensing, administer consultancy engagements, arrange professional services and maintain relevant business records.
Lawful basis: Legitimate interests, contractual necessity where applicable to the individual concerned, or steps requested before entering into a contract.
Website operation and security
We may process technical information to maintain website functionality, support security, prevent misuse, investigate technical problems and understand website activity.
Lawful basis: Legitimate interests, legal obligations or consent where required for non-essential cookies and similar technologies.
Legal obligations and protection of rights
We may retain or disclose information where necessary to comply with applicable legal obligations, respond to lawful requests, maintain required records or establish, exercise or defend legal claims.
Lawful basis: Legal obligation or other applicable lawful basis appropriate to the activity.
Sharing and protecting information
TLI does not sell personal information.
Where reasonably necessary for legitimate business purposes, information may be shared with appropriate service providers, including website hosting providers, email platforms, cloud software providers, payment processors, security and analytics services, accountants, solicitors and other professional advisers.
Information may also be disclosed where required by law or a lawful authority. Appropriate contractual and security arrangements are sought where providers process personal information on our behalf.
International transfers
Some technology providers may process or store personal information outside the United Kingdom.
Where personal data is transferred internationally, TLI seeks to comply with applicable UK requirements, including relevant adequacy regulations or contractual safeguards where required.
Further information about safeguards relevant to a particular transfer may be requested using the contact details in this notice.
How long information is retained
Information is kept for no longer than reasonably necessary for the purpose for which it is used, taking account of relevant legal, contractual and record-keeping obligations.
- Subscriptions: while the subscription remains active, with limited suppression records retained where needed to respect opt-outs.
- Research engagement: for as long as relevant to research continuity, professional relationships, record-keeping or legal requirements.
- Commercial records: during the relevant engagement and afterwards where required for tax, accounting, contractual or legal purposes.
- Website enquiries: for the time reasonably required to respond to, resolve and document the enquiry.
Where no longer required, personal information will be deleted, anonymised or securely disposed of where reasonably practicable.
Security
TLI seeks to maintain appropriate organisational and technical safeguards to protect personal information against unauthorised access, loss, misuse, alteration or disclosure.
No internet transmission or electronic storage system can be guaranteed completely secure.
Cookies and embedded services
The website may use cookies and similar technologies for operation, security, remembering user preferences, analytics or other functionality.
Where consent is legally required for non-essential cookies or similar technologies, users should be provided with an appropriate choice before those technologies are used.
Embedded content and external services, including video platforms, may have separate privacy practices and policies.
Further information is available in our Cookie Notice .
Data protection rights
Depending on the circumstances and the lawful basis for processing, individuals may have rights including:
- Access to personal information held about them.
- Correction of inaccurate or incomplete information.
- Erasure of information in certain circumstances.
- Restriction of processing in certain circumstances.
- Objection to certain processing activities.
- Data portability where the relevant requirements are met.
- Withdrawal of consent where processing relies upon consent.
Direct marketing: You have the right to object at any time to the processing of your personal information for direct marketing. You may ask TLI to stop such communications by using an unsubscribe facility or contacting us.
To exercise your rights, contact hello@theliterateinvestor.co.uk . We may need to verify your identity before responding to certain requests.
Automated decision-making
TLI does not currently use personal information to make solely automated decisions about individuals that produce legal or similarly significant effects.
LIMANTIQ™ concerns the quantitative assessment of investment strategies. It is not used to make automated decisions about website visitors or professional subscribers.
Third-party websites
The TLI website may link to professional organisations, external publications, service providers and other third-party websites.
TLI does not control their privacy practices or information security. Users should consult the relevant provider’s privacy information before submitting personal details.
Complaints
If you have concerns about how your personal information has been handled, please contact TLI using the details above so we can investigate the matter.
You also have the right to complain to the Information Commissioner’s Office (ICO), the UK’s data protection regulator.
Information Commissioner’s Office
Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.
Telephone: 0303 123 1113.
Website: ico.org.uk
Changes to this notice
This notice may be updated as TLI’s activities, technology, service providers or applicable legal requirements change. The current version will be published on this website.
